Our Company

We are committed towards empowering
finacial institutions to better serve their customers

Our Mission

KapitalWise is focused on disrupting banking experience through data analytics and machine learning. Our goal is to help financial institutions delivering the best digital banking experience that make customers coming back.

Our Business

We provides the best in class APIs and white-labeled solutions for institutions to reach out to the underserved populations. We believe in helping people to take right steps to minimize the potential impact of disasters on their financial well-being


Years of combined experience





Our People

We believe the world is better when everyone has access to secure their financial future. No one should be left out because the cost to access savings and investing is too high. So we are working with financial institutions to help people with right tools to improve their financial well-being.

Sajil Koroth

Sajil Koroth

Founder & CEO [LearnVest, Markit]

Sajil Koroth is founder and chief executive officer of KapitalWise. Sajil has been part of the New York FinTech echo system for last several years and co-founded two startups before. Previously Sajil was the VP of Engineering at IHS Markit and lead an engineering team for LearnVest before starting KapitalWise. Sajil holds a Masters in Computer Science from University Of Madras and BS in Applied Chemistry from University Of Calicut


Paul Stamoulis

Chairman [Scotiabank, TD Securities]

Paul brings over 20 years of banking and capital marketing experience to Kapitalwise most recently serving as Managing Director and Global Head of fixed income origination for Scotiabank. In this capacity, Paul served to lead a top ranked, 80+ staff organization in their delivery of top quality financial products to clients. Paul was previously a board member of Scotia Capital (USA) as well as ScotiaBank Trinidad and additionally brings strong governance, compliance and operational experience into Kaptialwise. Paul holds a BA from St. Anselm College and has attended the High Potentials Leadership program at Harvard Business School.


Garvin Chen

Chief Product Officer [LearnVest, JP Morgan]

As head of Product, Garvin manages the product strategy at KapitalWise. Prior to KapitalWise, Garvin lead product development for LearnVest financial planning products and Ray Enterprise (IoT). He studied finance and started his career in finance at JP Morgan.


Annuay J

Software Engineer [Computer Science, IIT Jodhpur]

Annuay is a software engineer at KapitalWise hailing from India, where he studied Computer Science at Indian Institute Of Technology Jodhpur. Annuay takes care of the banking integration platform for KapitalWise. He spends his free time playing soccer and is a huge fan of Manchester United.


Anselme Kotchap

Head Of Data Science [PhD. M.Sc. Financial Mathematics]

Anselme is a PhD candidate and entrepreneur heading from academia where he has been teaching and doing research. As part of his research, he has had first hand experience in applying data science to assist big corporations. In his previous life, he was the founder of Magtitude, a startup in the media and publishing space where he partnered with Media 24 and Forbes Africa. He is also a self taught mobile developer and bitcoin blockchain enthusiast and investor. Anselme Holds Msc in Mathematical Statistic from University Of Cape Town.


Ashish Sahu

Software Engineer [Computer Science, IIT Jodhpur]

Ashish studied Computer Science at Indian Institute Of Technology Jodhpur. Ashish leads the KapitalWise API platform. In his spare time Ashish read (sci-fi and comics), hikes, and photograph (film and digital).